Investment Solutions
Build, Grow, and Protect Your Wealth
At Arete Financial, our goal is to help your money work for you—both today and tomorrow. We believe that thoughtful planning and personalized strategies are key to achieving financial success. Here’s a look at how our comprehensive services work together to support your financial well-being:
Our Philosophy
Our investment management philosophy is all about staying grounded and focused. We believe in meeting with our clients semi-annually or annually, and whenever something significant happens in their lives. We help you avoid making impulsive decisions based on emotions or market noise, keeping you invested and ready to take advantage of market corrections.
Wealth Management
Estate Planning
Protect what matters most with personalized estate planning. We’ll work closely with you to ensure that your assets are passed on exactly as you intend, minimizing stress and uncertainty for your loved ones. With our guidance, you can secure your legacy and enjoy peace of mind knowing that your wishes will be honoured.
Tax Planning
Optimize your financial strategy with effective tax planning. While taxes are inevitable, smart planning can help you keep more of your money. We provide personalized advice to ensure your tax strategy aligns with your overall financial goals.
Investment Accounts
RRSPs (Registered Retirement Savings Plans)
Build a solid retirement fund with RRSPs. By allowing you to deduct contributions from your taxable income now and defer taxes until retirement, RRSPs are essential for long-term savings. We’ll guide you through various options to find the best fit for your retirement goals. We’ll guide you through the various options to find the best fit for your retirement goals and help you determine the optimal times to contribute and withdraw.
TFSA (Tax-Free Savings Accounts)
Maximize your savings with TFSAs. This flexible tool allows your investments to grow tax-free, making it a key component of your financial plan. Perfectly complementing your RRSP, TFSAs offer added flexibility and growth potential. Our team is here to help you unlock the full benefits of TFSAs and elevate your financial strategy.
FHSAs (First Home Savings Account)
The First Home Savings Account (FHSA) is a great way for new home buyers to save for a down payment with significant tax benefits and growth potential. With a maximum contribution of $40,000 per person, it’s one of the best tools available to help you reach your goal of owning your first home.
RESP (Registered Education Savings Plans)
Invest in your child’s future with RESPs. This plan helps you save for post-secondary education while taking advantage of government contributions. We’ll work with you to set up an RESP that supports your child’s educational aspirations.
Severance & Pensions
Navigate severance and pension decisions with confidence. We offer expert guidance to help you make the best choices for your financial future, whether you’re transitioning out of a job or planning for retirement.
We partner with Investia Financial Services Inc. to offer a range of mutual funds and approved exempt market products, ensuring access to comprehensive financial solutions.
Ready to take the next step in your financial journey? Let’s work together to build a financial plan that supports your dreams and goals. Reach out to us today to start the conversation.
Trusted Testimonials
Get In Touch
We know you have a busy lifestyle, so we prioritize flexibility. Whether you prefer face-to-face meetings, virtual consultations, or flexible scheduling, we’re here to make financial planning as easy and convenient as possible.
